Repair your credit.
Without the $1,100 a month.
Credit Comando puts the same dispute tools the expensive services use right in your hands — AI-drafted letters, progress tracking, and clear guides — for $9.99/mo.
No upfront fees. Cancel anytime. You can dispute on your own for free — we just make it faster.
Monthly cost comparison
Same playbook. A fraction of the price. You stay in command.
Three steps. One dashboard.
We kept it simple on purpose. No jargon, no overwhelm — just a clear path from messy report to mailed dispute.
Find the errors
Pull your three reports and use our guides to spot inaccurate, outdated, or unverifiable items dragging your score down.
Generate the letter
Answer a few short questions. Our AI drafts a personalized, FCRA-style dispute letter you can review, edit, and print.
Send & track
Mail your dispute, log it on your board, and watch your score trend month over month right inside your dashboard.
Your credit command center
AI Letter Generator
Personalized dispute letters in seconds — never the same generic template everyone else mails.
Progress Tracking
Log scores from all three bureaus and see your trend on a clean, honest chart.
Dispute Board
Every letter, every status — draft, sent, in progress, resolved — in one organized place.
Guide Library
Plain-English education on credit laws, scores, and proven dispute strategies.
Your Rights, Explained
Understand the FCRA and CROA so you can act with confidence and avoid scams.
Built for Speed
Short forms, obvious navigation. Get a letter out the door in under five minutes.
Honest, tiered pricing
Start free. Upgrade only when you're ready to dispute at scale. No upfront fees — ever.
Starter
Get organized and try the tools.
- Up to 2 AI dispute letters
- Full Guide Library (standard)
- Credit score tracking
- Dispute progress board
Pro Monthly
Our core plan — everything you need to dispute at scale.
- Unlimited AI dispute letters
- Full Guide Library (standard)
- Credit score tracking
- Dispute progress board
- Cancel anytime
Pro Annual
Same as Pro Monthly — save 50% by paying yearly.
- Everything in Pro Monthly
- Save 50% vs monthly
- Best value for a full repair cycle
Premium
Advanced tactics and the full premium guide vault.
- Everything in Pro
- Premium advanced guides (MOV, goodwill, escalation)
- Priority dispute strategies
- Unlimited everything
From the Guide Library
Credit Repair 101: How It Actually Works
A plain-English overview of what credit repair is, what it can (and cannot) do, and how to start the right way.
Your Rights Under the FCRA & CROA
The two federal laws every consumer should understand before disputing a single item on their report.
The 5-Step Dispute Strategy That Works
A repeatable, organized workflow for disputing errors across all three bureaus without losing track.
Learn before you dispute
Plain-English articles on your rights, dispute letters, and how to fix your credit without overpaying.
- Buyer's guide
The Best Credit Repair Apps in 2026
A plain-English look at the best credit repair apps in 2026 — what to look for, what to avoid, and why an AI-powered, self-service tool like Credit Comando costs a fraction of traditional agencies.
- How-to
How to Write an FCRA Dispute Letter (2026 Guide)
A step-by-step guide to writing an effective FCRA dispute letter under Section 611 — what to include, where to send it, and the 30-day timeline the bureaus must follow.
- Comparison
Credit Repair Companies vs. DIY Disputes: Which Is Right for You?
Should you hire a credit repair company or dispute errors yourself? A candid comparison of cost, control, and results — and why a guided DIY tool is often the smartest middle ground.
- Industry
Why Do Some Credit Repair Companies Charge $1,100 a Month?
Traditional credit repair agencies can charge $140 to $1,100 per month. Here's where that money actually goes — and how to get the same dispute process for $9.99.
- Trends
How AI Is Changing Credit Repair in 2026
AI has made professional-quality dispute letters accessible to everyone. Here's how AI-powered tools are reshaping credit repair in 2026 — and what to watch out for.
Questions, answered
What is the best credit repair app?
Credit Comando is a top self-service credit repair app: for $9.99/mo it generates AI-powered, FCRA-based dispute letters, tracks your progress across all three bureaus, and teaches you your rights — for a fraction of what traditional agencies charge.
How do I dispute errors on my credit report?
Under the Fair Credit Reporting Act (FCRA § 611), consumers have the legal right to dispute any inaccurate, incomplete, or unverifiable item on their credit report. Credit Comando generates the dispute letters for you, so you can send them to Experian, Equifax, or TransUnion.
How much does credit repair cost?
Traditional credit repair agencies typically charge $140–$1,100 per month, often for many months. Credit Comando gives you the same dispute playbook — AI-drafted FCRA letters, tracking, and education — for just $9.99/month, cancel anytime.
Can I repair my credit myself?
Yes. Under the FCRA you have the right to dispute inaccurate items yourself, for free. Credit Comando provides the tools — AI dispute letters, a tracking board, and plain-English guides — to do it yourself faster and with confidence.
How long does a credit dispute take?
Credit bureaus generally must investigate and respond to a dispute within 30 days under the FCRA. Credit Comando automates the follow-up so you never miss the window and can escalate items that aren't resolved.
Stop overpaying.
Start commanding.
Create your free account and generate your first dispute letter today.
Get started free